Just the other day I was searching on the web in hopes to find a website that can help you with budgeting your finances and I came across this site called BudgetSimple.
It helps you budget your finances (for those who can’t do it themselves and need help).
I was looking to use one since we went from having one paycheck come in a single income to two paychecks dual incomes and thought it would be best to try to use the extra moolah coming in wisely. Don’t want to keep spending and spending.
I know it’s easy enough to do it on Excel and it even has templates if you don’t want to create it from scratch but it’s nicer and easier if someone did most of the work for you and all you have to do is simply add income & expenses.
Your monthly budget page.
Sorry this is just a sample not what my budget looks like 😉
The nice thing about BudgetSimple is it’s completely free to use. Also no personal info besides your email address is needed and they won’t use your data or send to third-party companies. You can, if you choose to, upgrade your account. With the upgrade you can now:
- View & use on your mobile phone
- Get reminders & reports by email
- Run more detailed graphical reports to get more details of your finances
- Use the Plus savings tool to help you accomplish your savings goals (a nice feature if you have a goal you want to accomplish in saving money)
- Schedule expenses for various time periods (that would be really nice to use)
- Export your data to Excel
- No Ads! (everybody loves this)
They have a 30 day trial so you can try out the BudgetSimple Plus features for free for 30 days. Of course if you don’t want to pay a monthly or yearly fee then you can always stick to the basic free account.
I guess you can say the downside to BudgetSimple is you have to manually enter in everything. Though if you do have some recurring expenses or income you can mark it and it’ll carry over for the next month.
A sample report of expenses.
The nice thing about doing it online instead of using Excel is it’ll tell you if you are over or under budget or if you are balanced. It’ll help show you if you spend too much or if not you can put that. I also got an email from the founder of this site asking if I needed help with creating my budget. I graciously declined the offer but thought it was nice gesture.
Even if you don’t choose to use their site they have a nice Budget Tips page about other ways you can save or use your money more wisely. You can read them here. It is worth reading.
Have a good night everyone!